Need Google Play Services for bank app

No.
/e/OS includes microG already, which poses as Google Play Services, but it’s of course not a 100% exact replacement, and you can’t replace it in /e/OS with the genuine Google stuff. Many Google-dependent Apps work just fine with microG at a point in time, some don’t.

You can do that, and then you can have a good laugh about it together with your bank, I suppose :slight_smile: .

Which /e/OS version on which Fairphone are you running? Please refer to this here …

You might also look for clues here …

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