Hi @Damio thanks for the detailed feedback.
Please could you help with a couple of queries…
Was there a difference in the way you installed the latest build and the older build. what I want to know is did you try a different way of flashing /sideloading or were you using the same method and it worked for one build ( older) but did not work for the older one?
Please can you elaborate what were you trying to do. Were you not able to add accounts through the email app or from within Setting >> User & accounts >> Add accounts
You are right here as this has been my experience as well. Banking apps usually do not work on rooted apps. This may be a long term bug for us to fix - to make banking apps work seamlessly on /e/
This is an issue with microg since a couple of updates. Earlier it used to work perfectly. we even have a discussion on this here Multiroom audio