Hello everyone,
I have the Murena Fairphone 6 running the latest /e/OS v3.1.4 (Android 15).
I have installed the Crédit Mutuel banking app and it works for 2FA and normal banking operations. But so far I did not manage to get NFC payments to work.
According to the list of banking apps, it should work:
| Country | Bank | App Name | Status | Comment |
|---|---|---|---|---|
| France | Crédit Mutuel | Crédit Mutuel, banque en ligne | OK | https://play.google.com/store/apps/details?id=com.cm_prod.bad&hl=fr&gl=US works perfectly, even NFC card payment through paylib / credit mutuel pay |
Crédit Mutuel Pay
I installed the CM Pay app, and it takes me to the screen “C’est parti pour la connexion de Crédit Mutuel Pay !” where I click “Commencer”.
This opens the CM banking app, where I authenticate and get to the screen with a list of my bank cards. But there is no option to add a card to the CM Pay wallet, so here I am stuck.
Is some functionality or library missing?
Paylib and Wero
I see the info in the list of supported apps refers to Paylib, which was the French system for e-wallets. But this has been deprecated in favour of Wero which is an EU-wide system. Did something get broken in the transition?
Does anyone have NFC payments working with a Wero-backed e-wallet? Did you have to take any additional steps to get it to work?
Revolut and Wero
Revolut can also be linked to Wero, allowing Revolut payments to another Wero account (by QR code or user ID). However, this in itself does not provide an e-wallet.
Lyf Pay and Paylib
Confusingly, CM promote a second wallet app, Lyf Pay. It’s not exactly clear to me where the boundary is between what Wero does and Lyf does or if they overlap. Lyf seems to be backed by Paylib.
I tried installing Lyf Pay but could not get it to work either. It detects CM as my bank, but when I try to initialise a Lyf account, it tries to open this URL:
https://webm-cm-applinks.e-i.com/fr/lyf-redirect-to-bad.html?client_id=...
&response_type=code
&redirect_uri=https%3A%2F%2Flprc-lyfpay-applinks.e-i.com%2Fenrollments%2Ffill&scope=lyf_enrollment&state=...
&code_challenge_method=S256
&code_challenge=...
with result Not Found.
e-i.com is Euro-Information: Euro-Information est la Filiale Technologique du Crédit Mutuel … et gère notamment le Système d’Information (SI) de 16 Groupes de Crédit Mutuel, de toutes les Banques CIC …